PARTNER PROGRAM · TERMS AND CONDITIONS · NOVEMBER 2026

eMediaAI Partner Program Terms and Conditions

PLEASE READ THE ENTIRE AGREEMENT. YOU MAY PRINT THIS PAGE FOR YOUR RECORDS. THIS IS A LEGAL AGREEMENT BETWEEN YOU AND eMediaAI LLC, AN INDIANA LIMITED LIABILITY COMPANY. Please read these partner program terms and conditions carefully before you join or begin referring clients to us. They're written in plain language, intentionally avoiding legalese, so partners can clearly understand and follow them. Each partner is responsible for making sure its employees, agents, and contractors comply with this agreement.

These terms are published at emediaai.com/partner-terms/. The one-page Referral Terms Summary is the document you sign. It summarizes the referral terms set out in full below, and your signature on it is your acceptance of all of these terms. If the summary and these terms ever differ, these terms govern. BY SUBMITTING THE APPLICATION TO JOIN OUR PARTNER PROGRAM, YOU CONFIRM THAT YOU HAVE READ AND UNDERSTAND THE TERMS AND CONDITIONS OF THIS AGREEMENT. BY SIGNING THE REFERRAL TERMS SUMMARY, YOU AGREE TO ALL OF THESE TERMS AND CONDITIONS AND TO BE LEGALLY RESPONSIBLE FOR EACH AND EVERY ONE OF THEM. THIS AGREEMENT TAKES EFFECT WHEN WE ACCEPT YOUR APPLICATION AND YOU SIGN THE REFERRAL TERMS SUMMARY.

1. Definitions

As used in these terms and conditions:

1. “We,” “us,” “our,” or “eMediaAI” refers to eMediaAI LLC and our website.
2. “You,” “your,” or “Partner” refers to the person or company accepted into the Program.
3. “Our website” refers to the eMediaAI website at www.eMediaAI.com and our order pages at services.emediaai.com.
4. “Your website” refers to any website, newsletter, email list, or social media account you use to refer people to our website.
5. “Program” refers to the eMediaAI Partner Program.
6. “Referral” refers to a company credited to you under Section 4.
7. “Partner Link” refers to the tracked link we give you to place on your website or share with your contacts.
8. “Engagement” refers to any paid service a Referral buys from us: a Half-Day Working Session seat, an AI Opportunity Blueprint™, a Fractional Chief AI Officer retainer, or a done-for-you build.
9. “Referral Fee” refers to the amount we pay you on an Engagement under Section 5.
10. “Referral Terms Summary” refers to the one-page summary of these terms that you sign.
11. “Agreement” refers to these terms and conditions and the Referral Terms Summary you sign, together.

2. Enrollment

To begin the enrollment process, you will complete and submit the partner application at eMediaAI.com/partners/. After receiving your application, we will review it, including your website if you have one, and notify you of your acceptance or rejection into our Program. Please allow up to 2 business days for your application to be reviewed. Once you're accepted, we send the Referral Terms Summary for signature and ask for a W-9 (or W-8BEN outside the US). We issue your Partner Link after you sign.

Accepting your application doesn't stop us from re-evaluating your participation at a later time.

We reserve the right to reject any application for any reason; however, we encourage you to contact us if you feel we have made an incorrect decision. Including all of the websites you use in your application will help us make a better decision.

3. How the program works

You keep the relationship. We run the sales conversation, deliver the work, and keep you posted on where it stands. You get paid when your client buys, and again if the work grows.

3.1 Two ways in

Prices and availability may change from time to time. If a price changes, the percentages in Section 5.1 apply to the new price, and Referral Fees are always figured on what we actually collect (Section 5.2).

3.2 Who to send

• Owners and operators of ops-heavy businesses: professional services, financial services, manufacturing, distribution, retail and multi-site operators.
• Leadership that feels the cost of manual work and wants a dollar figure before it spends.
• Not a fit: companies looking to cut headcount with AI, pre-revenue startups, anyone shopping for the cheapest chatbot.

4. How a referral counts

1. A company becomes your Referral in any of three ways: a written introduction to a decision-maker, copied to [email protected]; the client names you when they come to us; or the client orders the Blueprint online through your Partner Link (the order date counts as the introduction). You don't have to sell anything.
2. Existing eMediaAI clients and prospects already in our pipeline don't count. We confirm or decline credit in writing within 5 business days of your introduction.
3. Credit runs 90 days from the introduction to a signed Engagement. If your Referral attends a session inside those 90 days, credit runs 90 days from the session date, once per Referral.
4. If two partners introduce the same company, the first written introduction gets the credit.

5. What you earn and how you're paid

5.1 Referral Fees

5.2 Payment

1. Every fee is figured on cash we collect, after any credit. No cap on referrals.
2. Referral Fees stay pending until we approve them. We approve each fee against these terms, including the checks in Section 4, then pay it in US dollars by the 15th of the month after the client's payment clears.
3. We need a W-9 (or W-8BEN outside the US) before the first payout.
4. If we refund a client after paying your fee, we deduct it from your next payout, or you repay it within 30 days.
5. Seats or Engagements bought by you, your firm or your employees earn no fee.

5.3 Access to your partner account

You will create a password to access your partner account. There you can see clicks and orders tracked through your Partner Link and how we calculate the Referral Fees due to you. Referrals credited by written introduction or by name, and fees on seats, retainers and builds, are tracked by us and reported to you as set out in Section 7.3.

6. Partner obligations

6.1 Website restrictions

Your participating website(s) may not:

1. Infringe on our or anyone else's intellectual property, publicity, privacy, or other rights.
2. Violate any law, rule, or regulation.
3. Contain any content that is threatening, harassing, defamatory, obscene, harmful to minors, or contains nudity, pornography, or sexually explicit materials.
4. Contain viruses, Trojan horses, worms, time bombs, cancelbots, or other computer programming routines intended to damage, interfere with, surreptitiously intercept, or expropriate any system, data, or personal information.
5. Contain software or use technology that attempts to intercept, divert, or redirect Internet traffic to or from any other website, or that could enable the diversion of Referral Fees from another website. This includes toolbars, browser plug-ins, extensions, and add-ons.

6.2 Linking to our website

After you sign the Referral Terms Summary, your Partner Link will be made available to you, along with any approved banners, text links, or other materials we provide for the Program.

Your acceptance in our Program means you agree to and abide by the following.

1. You will only use the Partner Link and linking code we provide for each banner, text link, or other link, without manipulation.
2. We reserve the right to review your placement and approve the use of your Partner Link at any time, and to require that you change the placement or use to comply with the guidelines provided to you.
3. All websites, newsletters, and social accounts where you place your Partner Link must be listed in your partner profile.
4. Your website must not in any way copy, resemble, or mirror the look and feel of our website. You must also not use any means to create the impression that your website is our website or any part of our website, including, but not limited to, framing our website in any manner.
5. You may not engage in cookie stuffing or include pop-ups or false or misleading links on your website. In addition, wherever possible, you will not attempt to mask the referring URL information (i.e., the page from where the click originates).
6. It is prohibited to use redirects to bounce a click off of a domain from which the click did not originate to give the appearance that it came from that domain (also known as cloaking). If you are found redirecting links to hide or manipulate their original source, your current and past Referral Fees will be voided, or your Referral Fee will be set to 0%. This does not include using “out” redirects from the same domain where your Partner Link is placed.
7. You are responsible for maintaining and updating your site. We may monitor it as necessary to ensure its up-to-date status and notify you of any changes that we feel would improve its performance.
8. It is your responsibility to follow all applicable intellectual property and other laws pertaining to your site. You must have express permission to use any person's copyrighted material, whether it be writing, an image, or any other copyrightable work. We will not be responsible (and you will be solely responsible) if you use another person's copyrighted material or other intellectual property in violation of the law or any third-party rights.
9. You will not, in connection with this Agreement, display or reference on your site any trademark or logo of any third party appearing on our website (for example, a client's or a software vendor's logo) unless you have an independent license for the display of such trademark or logo. You will use any data, images, text, or other information obtained by you from us or our website in connection with this Agreement only in a lawful manner and only by the terms of this Agreement.
10. We grant you a limited, nonexclusive, non-transferable, revocable right to use the graphic image and text solely for the purpose of your participation in the Program. You may not modify the graphic image or text in any way. Our rights in the graphic image and text, any other images, our trade names and trademarks, and all other intellectual property rights are reserved.
11. You acknowledge our ownership of our licensed materials, agree that you will not do anything inconsistent with our ownership, and that all of your use of the licensed materials will inure to the benefit of, and on behalf of, the Program and, if requested, agree to assist us in recording this Agreement with appropriate government authorities. You agree that nothing in this Agreement gives you any right, title, or interest in the licensed materials other than the right to use the licensed materials in accordance with this Agreement. You also agree that you will not attack our title to the licensed materials or the validity of the licensed materials or this Agreement.

6.3 PPC guidelines

1. You may not bid on any of our trademarked terms (identified in Section 6.4), including any variations or misspellings thereof, for search or content-based campaigns on Google, Bing, LinkedIn, Facebook, or any other network, unless given written permission first from us.
2. You may not use our trademarked terms, including any variations or misspellings as per #1 above, in sequence with any other keyword (including, but not limited to, “eMediaAI Blueprint price” or “eMediaAI reviews”).
3. You may not use our trademarked terms in your ad title, ad copy, display name, or as the display URL.
4. You may not direct link to our website from any pay-per-click ad or use redirects that yield the same result. Customers must be directed to an actual page on your website.
5. You may not bid in any manner appearing higher than us for any search term in position 1 to 5 in any auction-style pay-per-click advertising program.
6. If your PPC campaigns use automatic bidding or broad keyword matching, it is your responsibility to exclude our trademarked terms from your campaigns, and we strongly suggest that you add our trademarked terms as negative keywords. We have a strict no-tolerance policy on PPC trademark bidding. If you are identified brand bidding on PPC campaigns, you will be sent an email asking you to remove the ads in question within 24 hours. If the ads are not removed within 24 hours, you will be removed from the Program permanently, and all Referral Fees associated with the violations will be reversed.

6.4 Trademarked terms

The following list of trademarked terms should not be treated as an exhaustive list (but as a list of some of the prohibited terms):

eMediaAI, eMedia AI, eMediaAI.com, www.eMediaAI.com, AI Opportunity Blueprint, eMediaAI Blueprint

6.5 Sub-partner networks

Promoting us through a sub-partner network is permitted; however, you must be completely open with us about where traffic from your sub-partners originated. Sub-partner networks must ensure that all sub-partners promoting the Program adhere to our terms and conditions. This includes restrictions on advertising through toolbars, browser extensions, and paid placements such as pay-per-click campaigns.

Failure to comply with our sub-partner network terms may result in a loss and/or reduction of Referral Fees from sales made through any sub-partner that does not comply with our terms.

6.6 Domain names

Use of any of our trademarked terms as part of the domain or sub-domain for your website is strictly prohibited. OK: www.website.com/eMediaAI
Not OK: eMediaAI.website.com, www.eMediaAI-partners.com

6.7 Advertising and publicity

You shall not create, publish, distribute, or print any written material that makes reference to our Program without first submitting that material to us and receiving our prior written consent. This does not apply to a one-to-one introduction you write to someone you know under Section 4; that only needs to be copied to [email protected]. Nor does it apply to social posts that follow Section 6.8. If you intend to promote our Program via email campaigns, you must adhere to the following:

1. Abide by the CAN-SPAM Act of 2003 (Public Law No. 108-187) with respect to our Program.
2. Email must be sent on your behalf and must not imply that the email is being sent on behalf of us.
3. Emails must be submitted for approval before being sent, or we must be sent a copy of the email.

6.8 Social media

Promotion on LinkedIn, Facebook, X, Instagram, YouTube, and other social media platforms is permitted following these general guidelines:

1. You ARE allowed to promote offers to your own lists; more specifically, you're welcome to use your Partner Link on your own LinkedIn, Facebook, X, and other pages. For example, you may post a recommendation of the AI Opportunity Blueprint™ with your Partner Link.
2. You ARE PROHIBITED from posting your Partner Link on our LinkedIn, Facebook, X, or other accounts or company pages in an attempt to turn those links into referral sales.
3. You ARE PROHIBITED from running paid social ads with our trademarked company name.
4. You ARE PROHIBITED from creating a social media account with our trademark(s) in the page name and/or username.

6.9 Operations outside the United States

If you are conducting business with people in other countries, you will follow the laws of those countries. For example, you will comply with the European Union's Privacy and Electronic Communications Directive, as well as the General Data Protection Regulation (GDPR), if you are conducting business with people in one or more of the European Union countries.

6.10 FTC disclosure requirements

You shall include a disclosure statement within any and all pages, blog posts, or social media posts where your Partner Link is posted as an endorsement or review and where it is not clear that the link is a paid advertisement. This disclosure statement should be clear and concise, stating that we are compensating you for your review or endorsement. If you received a service from us free or at a discount (for example, a session seat), this also must be clearly stated in your disclosure.

• Disclosures must be made as close as possible to the claims.
• Disclosures should be placed above the fold; scrolling should not be necessary to find the disclosure (e.g., disclosure should be visible before the jump).
• Pop-up disclosures are prohibited.
• You will not write or post a fake review or testimonial about us, or a review of us that hides your partner relationship.

For more information, please review the FTC's Guides Concerning the Use of Endorsements and Testimonials in Advertising (16 CFR Part 255, revised 2023) at www.ecfr.gov/current/title-16/chapter-I/subchapter-B/part-255 and the FTC's Rule on the Use of Consumer Reviews and Testimonials (16 CFR Part 465, in effect since October 2024) at www.ecfr.gov/current/title-16/chapter-I/subchapter-D/part-465.

7. eMediaAI rights and obligations

7.1 Monitoring

We reserve the right to monitor your website at any time to ensure compliance with the terms and conditions of this Agreement. We may inform you of any necessary changes to your site, such as ensuring that your links to our website are appropriate. If we believe changes are necessary and you do not make them, we reserve the right to terminate your participation in the Program.

We reserve the right to terminate this Agreement and your participation in the Program immediately and without notice to you should you commit fraud in your use of the Program or abuse this Program in any way. If such fraud or abuse is detected, we shall not be liable to you for any Referral Fees for such fraudulent sales.

7.2 Non-solicitation

We won't solicit anyone you introduce to move work away from you, while these terms run and for 12 months after. Fees are owed only as set out here.

7.3 Updates and information

We update you on each Referral at least monthly. Engagement value and payment status are yours on request. Our cost and margin data stay with us.

7.4 No exclusivity

No exclusivity and no minimum volume, in either direction. Want referrals back? Tell us your fee and we'll add it to your copy in a short signed addendum.

7.5 Delivery work

A partner who also delivers on an Engagement is paid under a written SOW issued before work starts, on top of any Referral Fee here.

8. Term and termination

1. This Agreement will begin upon our acceptance of your partner application and your signature on the Referral Terms Summary, and will continue unless terminated hereunder.
2. Either side can end this Agreement with 30 days' written notice, with or without cause. We may also end it immediately, as set out in Section 7.1, or upon any breach of this Agreement by you.
3. Upon the termination of this Agreement for any reason, you will immediately cease use of and remove from your site all links to our website, all of our trademarks, trade dress, and logos, and all other materials provided by or on behalf of us to you pursuant hereto or in connection with the Program.
4. Fees already earned still get paid. If a Referral credited before this Agreement ends signs an AI Opportunity Blueprint™ inside its 90-day credit window under Section 4, you still earn the Blueprint fee in Section 5.1. No Referral Fee is owed on retainer fees, build fees, seats, or any other work we collect for after this Agreement ends, even on Engagements signed before it ended. The refund rule in Section 5.2 still applies, and fees reversed for violations under Sections 6.2, 6.3, 7.1 or 12 are not owed. We may withhold your final payment for a reasonable time to ensure the correct amount is paid.
5. Sections 5.2, 7.2, 8.3, 8.4, 12, 13.5, and 15 through 19 survive termination.

9. Modification

We may modify any of the terms and conditions in this Agreement at any time at our sole discretion. In such an event, you will be notified by email. Modifications may include, but are not limited to, changes in the payment procedures and the Program rules. If any modification is unacceptable, your only option is to end this Agreement. Your continued participation in the Program following the posting of the change notice or new Agreement on our site will indicate your agreement to the changes. A change to the Referral Fee rates in Section 5.1 takes effect no sooner than 30 days after we email it, and applies only to Referrals credited after it takes effect.

10. Our customers

Customers who buy Engagements through this Program are our customers. All of our standard policies and operating procedures will apply to these customers, and we may change them at any time, subject to our commitments in Section 7. Service prices and availability may vary from time to time.

11. Engagement processing

1. Only Engagements bought by your Referrals, credited under Section 4, earn a Referral Fee. Amounts that are refunded, credited, charged back, or never collected don't count.
2. We reserve the right to exclude Engagements bought through your Partner Link and not to pay Referral Fees on them if we reasonably believe it's necessary to prevent abuse of the Program, or to reject orders that do not comply with any requirements that we may establish from time to time.
3. We will be responsible for the sales conversation, proposals, invoicing, delivery, and all customer service. We will track orders placed through your Partner Link and Referrals credited under Section 4. A statement of activity is available to you through your partner account and in our monthly updates.

12. Reversal and communication policy

We aim for a low reversal rate, which depends on open communication with our partners. However, as outlined in these terms and conditions, we reserve the right to reverse Referral Fees due to cancellations, duplicate tracking, refunds, disputed charges, and Program violations.

If we ask you for clarification or more information on any Referrals, orders, or clicks that we suspect may be in violation of our terms and conditions, we expect that you will respond in a timely and honest manner. Below are violations of our communications policy.

1. You are not forthcoming, intentionally vague, or are found to be lying.
2. You are not responsive within a reasonable time period and after multiple attempts to contact you using the information listed in your partner profile.
3. You cannot substantiate or validate the source of your traffic or Referrals to our Program with clear and demonstrable proof.
4. If any of the above apply, then we reserve the absolute right to reverse Referral Fees, set your Referral Fee to 0%, suspend you from the Program for the period or orders in question, or terminate you from the Program altogether. We know that many violations result from software or scripts running unattended; however, it is incumbent upon each partner to have the appropriate checks and balances in place to address these issues before they happen and adhere to our Program rules.

13. Grant of licenses

1. We grant to you a non-exclusive, non-transferable, revocable right to (i) access our site through HTML links solely per the terms of this Agreement and (ii) solely in connection with such links, to use our logos, trade names, trademarks, and similar identifying material (collectively, the “Licensed Materials”) that we provide to you or authorize for such purpose.
2. You are only entitled to use the Licensed Materials to the extent that you are a member in good standing of the Program. You agree that all uses of the Licensed Materials will be on behalf of the Program, and the goodwill associated therewith will inure to the sole benefit of us.
3. Each party agrees not to use the other's brand materials in any manner that is disparaging, misleading, obscene, or that otherwise portrays the party in a negative light. Each party reserves all of its respective rights in the brand materials covered by this license. Other than the license granted in this Agreement, each party retains all rights, titles, and interests to its respective rights, and no right, title, or interest is transferred to the other.
4. If you give us your name or logo to use (for example, to list you as a partner), you grant us a limited, non-exclusive, revocable right to use them for the Program.
5. Except for the limited licenses granted under this section, you do not obtain any rights under this Agreement in any intellectual property, including, without limitation, any intellectual property with respect to your Partner Link, link formats, technical specifications, guidelines, or graphical artwork referenced above, or with respect to our domain name.

14. Representations and warranties

You represent and warrant that:

1. This Agreement has been duly and validly executed and delivered by you and constitutes your legal, valid, and binding obligation, enforceable against you following its terms;
2. You have the full right, power, and authority to enter into and be bound by the terms and conditions of this Agreement and to perform your obligations under this Agreement without the approval or consent of any other party;
3. You have sufficient right, title, and interest in and to the rights granted to us in this Agreement.

15. Disclaimer

eMediaAI MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS OR WARRANTIES REGARDING OUR PROGRAM, SERVICES, AND WEBSITE OR THE SERVICES PROVIDED THEREIN. ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT ARE EXPRESSLY DISCLAIMED AND EXCLUDED. IN ADDITION, WE MAKE NO REPRESENTATION THAT THE OPERATION OF OUR SITE WILL BE UNINTERRUPTED OR ERROR-FREE, AND WE WILL NOT BE LIABLE FOR THE CONSEQUENCES OF ANY INTERRUPTIONS OR ERRORS.

16. Limitations of liability

WE WILL NOT BE LIABLE TO YOU WITH RESPECT TO ANY SUBJECT MATTER OF THIS AGREEMENT UNDER ANY CONTRACT, NEGLIGENCE, TORT, STRICT LIABILITY, OR OTHER LEGAL OR EQUITABLE THEORY FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR EXEMPLARY DAMAGES (INCLUDING, WITHOUT LIMITATION, LOSS OF REVENUE OR GOODWILL OR ANTICIPATED PROFITS OR LOST BUSINESS), EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. FURTHER, NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED IN THIS AGREEMENT, IN NO EVENT SHALL eMediaAI'S CUMULATIVE LIABILITY TO YOU ARISING OUT OF OR RELATED TO THIS AGREEMENT, WHETHER BASED IN CONTRACT, NEGLIGENCE, STRICT LIABILITY, TORT, OR OTHER LEGAL OR EQUITABLE THEORY, EXCEED THE TOTAL REFERRAL FEES PAID OR OWED TO YOU UNDER THIS AGREEMENT. THIS LIMIT DOES NOT REDUCE REFERRAL FEES YOU HAVE EARNED UNDER SECTION 5.

17. Indemnification

You hereby agree to indemnify and hold harmless eMediaAI LLC, its subsidiaries and affiliates, and their directors, officers, employees, agents, shareholders, partners, members, managers, and other owners against any and all claims, actions, demands, liabilities, losses, damages, judgments, settlements, costs, and expenses (including reasonable attorneys' fees) (any or all of the foregoing hereinafter referred to as “Losses”) insofar as such Losses (or actions in respect thereof) arise out of or are based on (i) any claim that our use of your trademarks, as permitted by you under this Agreement, infringes on any trademark, trade name, service mark, copyright, license, intellectual property, or other ownership right of any third party, (ii) any misrepresentation of a representation or warranty or breach of a covenant and agreement made by you herein, or (iii) any claim related to your site, including, without limitation, content therein not attributable to us.

18. Confidentiality

All confidential information, including, but not limited to, any business, technical, financial, and customer information, disclosed by one party to the other during negotiation or the effective term of this Agreement, which is marked “Confidential,” will remain the sole property of the disclosing party. Each party will keep in confidence and not use or disclose such confidential information of the other party without express written permission of the disclosing party.

19. Miscellaneous

1. You agree that you are an independent contractor. “Partner” and “Partner Program” are names for this Program; nothing in this Agreement will create any legal partnership, joint venture, agency, franchise, sales representative, or employment relationship between you and us. You will have no authority to make or accept any offers or representations on our behalf. You will not make any statement on your website or elsewhere that reasonably would contradict anything in this section.
2. Neither party may assign its rights or obligations under this Agreement to any party except to a party who obtains all or substantially all of the business or assets of the assigning party.
3. This Agreement shall be governed by and interpreted following the laws of the United States and the State of Indiana, without regard to the conflicts of laws principles thereof. Any dispute arising out of or related to this Agreement shall be brought only in the state or federal courts located in Allen County, Indiana, and both parties consent to the jurisdiction of those courts.
4. You may not amend or waive any provision of this Agreement unless in writing and signed by both parties.
5. Written notice under this Agreement is given by email: to us at [email protected], and to you at the email address in your partner profile. Our mailing address is 6435 West Jefferson Blvd. #188, Fort Wayne, IN 46804.
6. This Agreement represents the entire agreement between us and you regarding the Program and shall supersede all prior agreements and communications of the parties about the Program, oral or written. It does not replace a separate written agreement you have signed with us (for example, a referral schedule or a delivery SOW); if that agreement conflicts with this one, the separately signed agreement controls for the relationship it covers.
7. The headings and titles contained in this Agreement are included for convenience only and shall not limit or otherwise affect the terms of this Agreement.
8. If any provision of this Agreement is held to be invalid or unenforceable, that provision shall be eliminated or limited to the minimum extent necessary such that the parties' intent is effectuated, and the remainder of this Agreement shall have full force and effect.
9. Our failure to enforce your strict performance of any provision of this Agreement will not constitute a waiver of our right to subsequently enforce such provision or any other provision of this Agreement.

20. Independent investigation

YOU ACKNOWLEDGE THAT YOU HAVE READ THIS AGREEMENT AND AGREE TO ALL ITS TERMS AND CONDITIONS. YOU UNDERSTAND THAT WE MAY AT ANY TIME ADMIT OTHERS INTO THE PROGRAM ON TERMS THAT MAY DIFFER FROM THOSE CONTAINED IN THIS AGREEMENT. YOU HAVE INDEPENDENTLY EVALUATED THE DESIRABILITY OF PARTICIPATING IN THE PROGRAM AND ARE NOT RELYING ON ANY REPRESENTATION, GUARANTEE, OR STATEMENT OTHER THAN AS OUTLINED IN THIS AGREEMENT.